/* assurance-pret-professionnel.fr — famille V9-cellier détournée en "le coffre du prêt"
   (fond sombre chaud, serif fine élégante, accent bordeaux hue 329). */
@font-face{
  font-family:"Prata"; font-style:normal; font-weight:400; font-display:swap;
  src:url("/fonts/prata-latin-400.woff2") format("woff2");
  unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+2000-206F, U+20AC, U+2122;
}
@font-face{
  font-family:"Crimson Text"; font-style:normal; font-weight:400; font-display:swap;
  src:url("/fonts/crimson-latin-400.woff2") format("woff2");
  unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+2000-206F, U+20AC, U+2122;
}
@font-face{
  font-family:"Crimson Text"; font-style:italic; font-weight:400; font-display:swap;
  src:url("/fonts/crimson-latin-400italic.woff2") format("woff2");
  unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+2000-206F, U+20AC, U+2122;
}
@font-face{
  font-family:"Crimson Text"; font-style:normal; font-weight:600; font-display:swap;
  src:url("/fonts/crimson-latin-600.woff2") format("woff2");
  unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+2000-206F, U+20AC, U+2122;
}
@font-face{
  font-family:"Crimson Text"; font-style:normal; font-weight:700; font-display:swap;
  src:url("/fonts/crimson-latin-700.woff2") format("woff2");
  unicode-range:U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+2000-206F, U+20AC, U+2122;
}
:root{
  --cof-ink:       oklch(0.20 0.030 329);
  --cof-paper:     oklch(0.95 0.015 329);
  --cof-surface:   oklch(0.30 0.035 329);
  --cof-accent:    oklch(0.45 0.150 329);
  --cof-accent-d:  oklch(0.32 0.130 329);
  --cof-accent-l:  oklch(0.72 0.110 329);
  --cof-white:     oklch(0.99 0.004 329);
  --cof-border:    oklch(0.40 0.03 329);
  --cof-border-lt: oklch(0.62 0.03 329);
  --cof-ink-text:  oklch(0.94 0.01 329);
  --font-title: "Prata", Georgia, "Times New Roman", serif;
  --font-body: "Crimson Text", Georgia, serif;
  --cof-radius: 8px;
  --cof-maxw: 1180px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{
  margin:0; background:var(--cof-paper); color:var(--cof-ink);
  font-family:var(--font-body); line-height:1.6; font-size:18px;
}
h1,h2,h3{font-family:var(--font-title); font-weight:400; line-height:1.2; margin:0 0 .5em; letter-spacing:.01em}
h1{font-size:clamp(1.7rem, 4.4vw, 2.9rem)}
h2{font-size:clamp(1.35rem, 2.5vw, 1.85rem); margin-top:0}
h3{font-size:1.1rem}
p{margin:0 0 1em}
a{color:var(--cof-accent-d)}
ul{margin:0 0 1em; padding-left:1.2em}
img{max-width:100%; height:auto; display:block; border-radius:var(--cof-radius)}
.cof-skip{position:absolute; left:-999px; top:0; background:var(--cof-white); color:var(--cof-ink); padding:.6em 1em; z-index:200}
.cof-skip:focus{left:8px; top:8px}
.cof-wrap{max-width:var(--cof-maxw); margin:0 auto; padding:0 1.25rem}
.sr-only{position:absolute; width:1px; height:1px; overflow:hidden; clip:rect(0,0,0,0); white-space:nowrap}

/* topbar */
.cof-topbar{background:var(--cof-ink); color:var(--cof-ink-text); font-size:.8rem; border-bottom:1px solid var(--cof-border)}
.cof-topbar-in{display:flex; justify-content:space-between; gap:1rem; padding:.2rem 1.25rem; flex-wrap:wrap}
.cof-topbar a{color:var(--cof-ink-text)}
.cof-topbar-in span{display:none}
@media (min-width:560px){.cof-topbar-in span{display:inline}}

/* header */
.cof-header{background:var(--cof-ink); border-bottom:1px solid var(--cof-border); position:sticky; top:0; z-index:40}
.cof-header-in{display:flex; align-items:center; gap:1rem; padding:.4rem 1.25rem; flex-wrap:nowrap; position:relative}
.cof-logo{font-family:var(--font-title); font-weight:400; font-size:1.15rem; color:var(--cof-ink-text); text-decoration:none;
  margin-right:auto; flex-shrink:1; min-width:0; white-space:nowrap; overflow:hidden; text-overflow:ellipsis}

.cof-burger{display:none; flex-direction:column; justify-content:center; align-items:center; gap:4px; width:44px; height:44px;
  border:1.5px solid var(--cof-border); border-radius:8px; background:transparent; cursor:pointer; flex-shrink:0; padding:0}
.cof-burger-bar{display:block; width:16px; height:2px; background:var(--cof-ink-text); margin:0 auto}
.cof-nav{display:flex; align-items:center; min-width:0; overflow-x:auto; -webkit-overflow-scrolling:touch}
.cof-nav-list{list-style:none; display:flex; gap:1.2rem; margin:0; padding:0; align-items:center; flex-wrap:nowrap; white-space:nowrap}
.cof-nav-list > li > a{color:var(--cof-ink-text); text-decoration:none; font-weight:600; font-size:.95rem}
.cof-cta-header-short{display:none}

@media (max-width:640px){
  .cof-burger{display:flex}
  .cof-cta-header-full{display:none}
  .cof-cta-header-short{display:inline}
  .cof-nav{display:none; position:absolute; top:100%; left:0; right:0; background:var(--cof-ink);
    border-bottom:1px solid var(--cof-border); box-shadow:0 8px 16px rgba(0,0,0,.35); overflow-x:visible}
  .cof-nav.is-open{display:block}
  .cof-nav-list{flex-direction:column; align-items:stretch; gap:0; white-space:normal; padding:.5rem 1.25rem 1rem}
  .cof-nav-list > li > a, .cof-nav-drop-btn{display:block; padding:.6rem 0; font-size:1rem}
  .cof-nav-sub{position:static; box-shadow:none; border:0; padding:0 0 0 1rem}
}
@media (max-width:400px){
  .cof-header-in{gap:.5rem; padding:.5rem .75rem}
  .cof-logo{max-width:46vw; font-size:.85rem}
  .cof-cta-header{padding:.45rem .55rem; font-size:.8rem}
}
.cof-nav-drop{position:relative}
.cof-nav-drop-btn{background:none; border:0; font-family:var(--font-body); font-weight:600; font-size:.95rem; color:var(--cof-ink-text); cursor:pointer; padding:.3rem 0}
.cof-nav-sub{list-style:none; margin:0; padding:.5rem; position:absolute; top:100%; left:0; background:var(--cof-ink); border:1px solid var(--cof-border); border-radius:var(--cof-radius); min-width:230px; box-shadow:0 8px 24px rgba(0,0,0,.35); display:none}
.cof-nav-drop:hover .cof-nav-sub, .cof-nav-drop:focus-within .cof-nav-sub{display:block}
.cof-nav-sub li a{display:block; padding:.4rem .5rem; color:var(--cof-ink-text); text-decoration:none; border-radius:6px; font-size:.92rem}
.cof-nav-sub li a:hover{background:var(--cof-surface)}
.cof-cta-header{margin-left:.5rem; white-space:nowrap; flex-shrink:0; flex-grow:0}

/* buttons */
.cof-btn{display:inline-block; font-family:var(--font-body); font-weight:700; text-decoration:none; padding:.6rem 1.3rem; border-radius:var(--cof-radius); border:0; cursor:pointer; font-size:1rem}
.cof-btn-accent{background:var(--cof-accent); color:var(--cof-white)}
.cof-btn-accent:hover{background:var(--cof-accent-d)}
.cof-btn-lg{padding:1rem 1.8rem; font-size:1.08rem}

/* bands */
.cof-band{padding:2.8rem 0}
.cof-band-alt{background:var(--cof-surface); color:var(--cof-white)}
.cof-band-alt a{color:var(--cof-accent-l)}
.cof-two-up{display:grid; grid-template-columns:1fr 1fr; gap:2.5rem}
@media (max-width:760px){.cof-two-up{grid-template-columns:1fr}}

/* relance de conversion à mi-page (gate G66) */
.cof-relance{background:var(--cof-surface); color:var(--cof-white)}
.cof-relance h2{color:var(--cof-white)}
.cof-relance .cof-lede{color:oklch(0.85 0.02 329)}
.cof-relance-in{display:grid; grid-template-columns:1.2fr .8fr; gap:1.5rem; align-items:center}
@media (max-width:760px){.cof-relance-in{grid-template-columns:1fr}}

/* hero — mode B : fond sombre chaud, coffre en visuel dominant, PAS de champ dans le hero,
   CTA ouvre le volet formulaire. */
.cof-hero{background:linear-gradient(180deg, var(--cof-ink) 0%, oklch(0.24 0.035 329) 100%); color:var(--cof-white); padding:2.4rem 0 2.8rem; border-bottom:1px solid var(--cof-border)}
.cof-hero-in{display:grid; grid-template-columns:1.05fr .95fr; gap:2.4rem; align-items:center}
@media (max-width:820px){
  .cof-hero-in{grid-template-columns:1fr}
  .cof-hero-visual{order:-1}
}
.cof-hero-copy h1{color:var(--cof-white); margin-bottom:.35em}
.cof-hero .cof-lede{color:oklch(0.85 0.02 329)}
.cof-hero-visual{border-radius:var(--cof-radius); overflow:hidden; border:1px solid var(--cof-border)}
.cof-hero-photo{aspect-ratio:3/2; object-fit:cover; width:100%; height:auto; border-radius:0; margin:0}

.cof-kicker{text-transform:uppercase; letter-spacing:.1em; font-size:.78rem; color:var(--cof-accent-d); font-weight:700; margin:0 0 .5em; font-family:var(--font-body)}
.cof-band-alt .cof-kicker, .cof-hero .cof-kicker, .cof-cta-final .cof-kicker{color:var(--cof-accent-l)}
.cof-lede{font-size:1.05rem; max-width:64ch; color:oklch(0.35 0.02 329); margin-bottom:.5em}

/* module signature : les jalons du coffre */
.cof-jalons{display:grid; grid-template-columns:repeat(4,1fr); gap:1rem; margin-top:1.4rem}
@media (max-width:900px){.cof-jalons{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.cof-jalons{grid-template-columns:1fr}}
.cof-jalon{display:flex; flex-direction:column; align-items:center; text-align:center; gap:.35rem;
  background:var(--cof-ink); color:var(--cof-white); border:1.5px solid var(--cof-border); border-radius:var(--cof-radius);
  padding:1.3rem 1rem 1.1rem; position:relative}
.cof-jalon-option{cursor:pointer}
.cof-jalon-option:focus-within{outline:2px solid var(--cof-accent-l); outline-offset:2px}
.cof-jalon-num{position:absolute; top:.6rem; left:.7rem; font-size:.75rem; color:oklch(0.6 0.02 329); font-weight:700}
.cof-jalon-lock{position:relative; width:30px; height:26px; margin:.4rem auto .3rem}
.cof-jalon-lock::before{content:""; position:absolute; left:50%; top:0; width:15px; height:14px; border:3px solid var(--cof-accent-l);
  border-bottom:none; border-radius:9px 9px 0 0; transform:translateX(-50%); transition:transform .2s ease, border-color .2s ease}
.cof-jalon-lock::after{content:""; position:absolute; left:50%; bottom:0; width:24px; height:15px; border-radius:4px;
  border:2px solid var(--cof-accent-l); background:transparent; transform:translateX(-50%); transition:background .2s ease, border-color .2s ease}
.cof-jalon-toujours .cof-jalon-lock::before{border-color:var(--cof-accent-d)}
.cof-jalon-toujours .cof-jalon-lock::after{border-color:var(--cof-accent-d); background:var(--cof-accent-d)}
.cof-jalon-toggle:checked + .cof-jalon-option .cof-jalon-lock::before{border-color:var(--cof-accent-d); transform:translateX(-50%)}
.cof-jalon-toggle:checked + .cof-jalon-option .cof-jalon-lock::after{border-color:var(--cof-accent-d); background:var(--cof-accent-d)}
.cof-jalon-label{font-family:var(--font-title); font-size:1.02rem}
.cof-jalon-statut{font-size:.78rem; text-transform:uppercase; letter-spacing:.05em; color:var(--cof-accent-l); font-weight:700}
.cof-jalon-toujours .cof-jalon-statut{color:oklch(0.75 0.08 329)}
.cof-jalon-toggle:checked + .cof-jalon-option .cof-jalon-statut{color:oklch(0.75 0.08 329)}
.cof-jalon-desc{font-size:.86rem; color:oklch(0.78 0.02 329); margin-top:.2rem}
.cof-jalon-link{font-size:.85rem; font-weight:700; color:var(--cof-accent-l); margin-top:.3rem; text-decoration:none}
.cof-jalon-link:hover{text-decoration:underline}

/* forms */
.cof-form{display:grid; gap:.3rem; max-width:480px}
.cof-form-compact{max-width:420px}
.cof-form-full{max-width:560px}
.cof-field{display:flex; flex-direction:column; gap:.15rem; min-width:0}
.cof-field-row{display:flex; gap:.5rem}
.cof-field-row .cof-field{flex:1}
@media (max-width:480px){.cof-field-row{flex-direction:column; gap:.35rem}}
.cof-field label{font-size:.88rem; font-weight:600}
.cof-field input, .cof-field select, .cof-field textarea{
  font-family:var(--font-body); font-size:1rem; padding:.4rem .65rem; border:1.5px solid var(--cof-border-lt);
  border-radius:var(--cof-radius); background:var(--cof-white); color:var(--cof-ink);
}
.cof-field input:focus, .cof-field select:focus, .cof-field textarea:focus{outline:2px solid var(--cof-accent); outline-offset:1px}
.cof-honeypot{position:absolute; left:-9999px; width:1px; height:1px; overflow:hidden}
.cof-consent{display:flex; gap:.4rem; align-items:flex-start; font-size:.82rem; line-height:1.3}
.cof-consent input{margin-top:.2rem}
.cof-reassure{font-size:.78rem; color:oklch(0.42 0.02 329); margin:0; line-height:1.3}
.cof-cta-final .cof-reassure, .cof-band-alt .cof-reassure{color:oklch(0.85 0.02 329)}
.cof-service-form{background:var(--cof-white); border:1px solid var(--cof-border-lt); border-radius:var(--cof-radius); padding:1rem; max-width:520px}
.cof-service-photo{margin-top:.8rem; aspect-ratio:16/10; object-fit:cover; width:100%; height:auto}

.cof-band-service{padding-top:.9rem}
.cof-service-copy{min-width:0}
.cof-service-grid{display:grid; grid-template-columns:1.2fr .9fr; gap:2.5rem; align-items:start}
@media (max-width:820px){.cof-service-grid{grid-template-columns:1fr}}

/* volet formulaire (drawer) — hero mode B */
.cof-volet{position:fixed; inset:0; z-index:100; visibility:hidden; pointer-events:none}
.cof-volet.is-open{visibility:visible; pointer-events:auto}
.cof-volet-backdrop{position:absolute; inset:0; background:oklch(0.15 0.02 329 / 0.7); opacity:0; transition:opacity .25s ease}
.cof-volet.is-open .cof-volet-backdrop{opacity:1}
.cof-volet-panel{position:absolute; top:0; right:0; height:100%; width:min(420px, 92vw); background:var(--cof-white); color:var(--cof-ink);
  padding:1.6rem 1.4rem 2rem; overflow-y:auto; transform:translateX(100%); transition:transform .28s ease; box-shadow:-8px 0 32px rgba(0,0,0,.35)}
.cof-volet.is-open .cof-volet-panel{transform:translateX(0)}
.cof-volet-close{position:absolute; top:.9rem; right:.9rem; width:36px; height:36px; border-radius:50%; border:1.5px solid var(--cof-border-lt);
  background:var(--cof-white); font-size:1.3rem; line-height:1; cursor:pointer; color:var(--cof-ink)}
.cof-volet h2{font-size:1.3rem; margin-top:.2em}

/* fil d'Ariane */
.cof-breadcrumb{font-size:.85rem; color:oklch(0.45 0.02 329); margin-bottom:.5rem}
.cof-band-alt .cof-breadcrumb{color:oklch(0.85 0.02 329)}
.cof-breadcrumb a{color:oklch(0.42 0.02 329); text-decoration:none}
.cof-band-alt .cof-breadcrumb a{color:var(--cof-accent-l)}
.cof-breadcrumb a:hover{text-decoration:underline}
.cof-breadcrumb .sep{margin:0 .4em; opacity:.6}

/* content */
.cof-content-narrow{max-width:74ch}
.cof-content-block{margin-bottom:2rem}
.cof-steps{padding-left:1.2em}
.cof-steps li{margin-bottom:.7em}

/* avis */
.cof-avis{margin-top:.5rem}
.cof-avis-score{font-weight:700; font-size:1.1rem; margin-bottom:1rem}
.cof-avis-list{list-style:none; margin:0; padding:0; display:grid; gap:1rem; grid-template-columns:repeat(2,1fr)}
@media (max-width:760px){.cof-avis-list{grid-template-columns:1fr}}
.cof-avis-item{background:var(--cof-white); border:1px solid var(--cof-border-lt); border-radius:var(--cof-radius); padding:1rem}
.cof-band-alt .cof-avis-item{background:var(--cof-ink); border-color:var(--cof-border); color:var(--cof-white)}
.cof-avis-head{display:flex; justify-content:space-between; align-items:baseline; gap:.5rem; margin-bottom:.4em; flex-wrap:wrap}
.cof-stars{color:var(--cof-accent-d); letter-spacing:1px}
.cof-band-alt .cof-stars{color:var(--cof-accent-l)}
.cof-avis-who{font-size:.85rem; color:oklch(0.4 0.02 329)}
.cof-band-alt .cof-avis-who{color:oklch(0.75 0.02 329)}
.cof-avis-profil{font-weight:600; color:var(--cof-ink)}
.cof-band-alt .cof-avis-profil{color:var(--cof-white)}
.cof-avis-more{margin-top:1rem}
.cof-avis-more summary{cursor:pointer; font-weight:600}

/* faq */
.cof-faq{margin-top:.5rem}
.cof-faq-item{border-bottom:1px solid var(--cof-border-lt); padding:.9rem 0}
.cof-band-alt .cof-faq-item{border-color:var(--cof-border)}
.cof-faq-item summary{cursor:pointer; font-weight:600; font-size:1.04rem; font-family:var(--font-title)}
.cof-faq-a{padding-top:.6rem; color:oklch(0.32 0.02 329)}
.cof-band-alt .cof-faq-a{color:oklch(0.85 0.02 329)}

/* blog */
.cof-blog-list{display:grid; gap:1.4rem; margin-top:1.5rem}
.cof-blog-item{border-bottom:1px solid var(--cof-border-lt); padding-bottom:1.2rem}
.cof-band-alt .cof-blog-item{border-color:var(--cof-border)}
.cof-blog-date{font-size:.85rem; color:oklch(0.45 0.02 329); margin-bottom:.2em}
.cof-band-alt .cof-blog-date{color:oklch(0.7 0.02 329)}
.cof-article-body h2{margin-top:1.6em; font-size:1.35rem}

/* cta final */
.cof-cta-final{background:var(--cof-ink); color:var(--cof-white)}
.cof-cta-final h2{color:var(--cof-white)}
.cof-cta-final .cof-lede{color:oklch(0.85 0.02 329)}
.cof-cta-final .cof-field label{color:var(--cof-white)}
.cof-cta-final .cof-consent{color:var(--cof-white)}
.cof-cta-final .cof-field input, .cof-cta-final .cof-field select, .cof-cta-final .cof-field textarea{border-color:oklch(0.5 0.03 329)}

/* footer */
.cof-footer{background:var(--cof-ink); color:oklch(0.85 0.02 329); padding:2.6rem 0 1.5rem; margin-top:2rem; font-size:.92rem}
.cof-footer-cols{display:grid; grid-template-columns:1.5fr 1fr 1fr 1fr; gap:1.5rem; margin-bottom:1.5rem}
@media (max-width:760px){.cof-footer-cols{grid-template-columns:1fr 1fr}}
.cof-footer-h{font-weight:700; margin-bottom:.4em; color:var(--cof-white)}
.cof-footer ul{list-style:none; padding:0; margin:0}
.cof-footer li{margin-bottom:.3em}
.cof-footer a{color:var(--cof-accent-l)}
.cof-footer-brand{font-family:var(--font-title); font-weight:400; font-size:1.1rem; margin-bottom:.3em; color:var(--cof-white)}
.foot-sources{font-size:.78rem; color:oklch(0.62 0.02 329); border-top:1px solid var(--cof-border); padding-top:1rem; margin-top:.5rem}
.foot-sources a{color:oklch(0.72 0.05 329)}
.cof-copy{font-size:.8rem; color:oklch(0.65 0.02 329); margin-top:.6rem}